On The Fence — With Joe Loesch on guitar and banjo and Terri Schmit on mandolin and vocals, On The Fence brings a widely varied repertoire, including arrangements of old-time cakewalks and rags (sure to get your feet tapping), original tunes, Irish, Quebecois and vocal arrangements.  They have been playing together for several five years now and their musical training, diverse musical backgrounds and experience come together to produce a delightfully sweet sound.